Dhani Credit Card Apply, Dhani is an Indian financial services company that offers a range of financial products and services, including personal loans, insurance, and credit cards. The Dhani Credit Card is one of the products offered by the company. Here is some information about the Dhani Credit Card:
Features: The Dhani Credit Card comes with a range of features, including cashback on purchases, discounts on dining and fuel, and reward points on spending. It also offers a zero annual fee and no joining fee.
Eligibility: To be eligible for a Dhani Credit Card, you need to be an Indian citizen aged between 18 and 65 years, with a minimum monthly income of Rs. 15,000. You also need to have a good credit score and meet other criteria set by the company.
Application process: You can apply for a Dhani Credit Card online through the company’s website or mobile app. You need to provide your personal and financial details, along with KYC documents, such as your PAN card and Aadhaar card. The company will review your application and notify you of its status.
Credit limit: The credit limit for a Dhani Credit Card depends on your credit score, income, and other factors. The company will determine your credit limit at the time of approval.
Interest rates and fees: The interest rate on a Dhani Credit Card varies depending on the amount you spend and the repayment terms. The company also charges fees for late payments, cash withdrawals, and other transactions. You can find more details about the interest rates and fees on the company’s website.
Overall, the Dhani Credit Card is a good option for those looking for a credit card with no annual fee and a range of benefits, such as cashback, discounts, and reward points. However, it’s important to review the terms and conditions carefully before applying for any credit card.
Dhani Credit Card Apply, Eligibility, Benefits, Charges
Dhani Credit Card Eligibility
To be eligible for a Dhani Credit Card, you need to meet certain criteria set by the company. Here are the eligibility requirements for a Dhani Credit Card:
- Age: You should be between 18 and 65 years of age.
- Citizenship: You must be an Indian citizen.
- Income: You should have a minimum monthly income of Rs. 15,000.
- Credit score: You should have a good credit score with no defaults or late payments.
- Employment status: You should be salaried or self-employed.
- KYC documents: You should have valid KYC documents, such as your PAN card, Aadhaar card, and proof of address.
It’s important to note that meeting these eligibility criteria does not guarantee approval for a Dhani Credit Card. The company will review your application and consider other factors, such as your credit history and financial stability, before approving or rejecting your application.
If you have any questions or concerns about your eligibility for a Dhani Credit Card, you can contact the Dhani customer care team for assistance.
Dhani Credit Card Benefits
The Dhani Credit Card offers a range of benefits to its users. Here are some of the key benefits of the Dhani Credit Card:
No annual fee:
The Dhani Credit Card comes with no annual fee, which makes it a cost-effective option for those looking for a credit card.
Cashback:
The card offers cashback on all purchases made using the card. The cashback percentage varies depending on the category of the purchase, such as groceries, fuel, or dining.
Reward points:
The card also offers reward points on every transaction made using the card. These reward points can be redeemed for a range of products and services.
Discounts:
The card provides discounts on a range of services, such as dining, fuel, and travel.
EMI facility:
The card also offers an EMI facility, which allows users to convert high-value purchases into easy monthly installments.
Contactless payments:
The card comes with contactless payment technology, which makes transactions quick and easy.
Overall, the Dhani Credit Card offers a range of benefits that make it an attractive option for those looking for a credit card. However, it’s important to review the terms and conditions carefully before applying for any credit card to ensure that it meets your specific needs and requirements.
Dhani Credit Card Charges
The Dhani Credit Card charges various fees and charges associated with the use of the card. Here are some of the charges associated with the Dhani Credit Card:
- Joining Fee: There is no joining fee for the Dhani Credit Card.
- Annual Fee: The Dhani Credit Card has zero annual fees.
- Late Payment Charges: If you fail to make the minimum payment by the due date, you will be charged a late payment fee of up to Rs. 500.
- Cash Withdrawal Charges: If you withdraw cash using the Dhani Credit Card, you will be charged a fee of up to 2.5% of the amount withdrawn or Rs. 500, whichever is higher.
- Interest Charges: If you carry forward a balance on your Dhani Credit Card, you will be charged interest at a rate of up to 3.99% per month, which is equivalent to 47.88% per annum.
- Foreign Currency Markup Fee: If you use the Dhani Credit Card for transactions in a foreign currency, you will be charged a markup fee of up to 3.5% of the transaction amount.
It’s important to note that these charges are subject to change, and you should review the current fees and charges before applying for a Dhani Credit Card.
Dhani Credit Card Apply
If you are interested in applying for a Dhani Credit Card, you can follow these steps:
- Visit the Dhani website or download the Dhani app from the Google Play Store or Apple App Store.
- Click on the “Credit Card” option on the home screen of the app or website.
- Fill in the required information, including your personal details, income, employment information, and KYC documents.
- Review the terms and conditions carefully before submitting your application.
- Once you submit your application, the company will review it and notify you of its status.
- It’s important to ensure that you meet the eligibility criteria before applying for a Dhani Credit Card. Also, make sure you provide accurate and up-to-date information to avoid any delays or rejections in the application process.
- If you have any questions or concerns about the Dhani Credit Card or the application process, you can contact the Dhani customer care team for assistance.
Dhani Credit Card Customer Care Number
The customer care number for Dhani Credit Card is 0124-0655-555, 1860-419-3333. You can call this number to get assistance with any queries or concerns related to your Dhani Credit Card, such as card activation, balance enquiry, billing issues, and more.
The customer care team is available 24/7 to provide support and resolve any issues you may have. Additionally, you can also reach out to the customer care team via email at customercare@dhani.com or through the Dhani mobile app.
It’s important to keep your Dhani Credit Card customer care number handy in case you need to get in touch with the team for assistance.
Dhani Credit Card Review
We provide a general overview of the Dhani Credit Card based on publicly available information.
The Dhani Credit Card is offered by Dhani Services Limited, a subsidiary of Indiabulls Ventures Limited. It is a Mastercard credit card that comes with a range of benefits, such as cashback, reward points, and discounts on various services.
One of the key benefits of the Dhani Credit Card is that it has no annual fee, which makes it a cost-effective option for those looking for a credit card. It also offers an EMI facility that allows users to convert high-value purchases into easy monthly installments.
However, it’s important to note that the Dhani Credit Card charges various fees and charges associated with the use of the card, such as late payment fees, cash withdrawal fees, and interest charges. Additionally, the interest rate charged on unpaid balances can be relatively high, at up to 3.99% per month.
Overall, the Dhani Credit Card appears to offer a range of benefits to its users, but it’s important to review the terms and conditions carefully before applying for any credit card to ensure that it meets your specific needs and requirements.