- 1 Detailed Review On Owning A Reflex Mastercard Credit Card In 2019
- 2 Reflex Credit Card Bulletin
- 2.1 About Reflex Mastercard
- 2.2 Why Should You Have A Reflex Mastercard Credit Card?
- 2.3 The Charges Associated With Reflex Mastercard
- 2.4 Steps To Apply For Reflex Mastercard Online
- 2.5 Activating Your Reflex Mastercard Credit Card
- 2.6 Registering For An Online Reflex Mastercard Account Online
- 2.7 Checking Reflex Credit Card Information Online
- 2.8 Customer Reviews
Detailed Review On Owning A Reflex Mastercard Credit Card In 2019
A card that can help you improve your credit in 2019, is none other than, Reflex Mastercard Credit Card.
Reflex Credit Card Bulletin
- About Reflex Mastercard
- Why Should You Have A Reflex Credit Card?
- The Charges Associated With Reflex Mastercard
- Steps To Apply For Reflex Mastercard Online
- Activating Credit Card
- Registering For An Online
- Checking Card Information Online
- Customer Reviews
- Customer Service Information
About Reflex Mastercard
The Reflex Mastercard Credit Card is issued by Celtic Bank which is serviced by Continental Finance Company in the USA. For people who are troubled with their unstable or less-than-perfect credit desired, Reflex Mastercard Credit Card is a done deal for them.
Why Should You Have A Reflex Mastercard Credit Card?
- Suitable for all types of credits starting from $50 to $500 in the first year.
- You can increase your credit cap up to $2000 once you have paid repayments on time for 12 months continuously.
- Maintenance fees of this card start with the second year, therefore, the first year you can enjoy the benefit of this card and see if it fits in your expenditure regime.
- You can also opt for an unsecured Reflex Mastercard Credit Card by submitting no deposit, per se, via applying for the card online.
- You can make your Reflex Mastercard a secured credit card with a refundable deposit of either $50, $100, $150, or $500.
- Moreover, you can use Reflex Mastercard anywhere around the world where it is accepted.
The Charges Associated With Reflex Mastercard
Annual Percentage Rates- 29.9%
Annual Fee- for the 1st year, it will be $125. From the second year, it will be $96.
Maintenance Charges- You will enjoy paying no maintenance fee in the first year, though, afterward, you have to pay $10 a month under this head. It’s total will be $120 per year.
Maximum Credit Cap In The First Year- $500
Charges On Foreign Transactions- $3 per transaction
Interest-Free Period- Around 25 days
Steps To Apply For Reflex Mastercard Online
This card is a triumph in its own with such an easy application form that is documented on its homepage only. It takes not much time for the approval and submission to be expected because the Reflex Mastercard Credit Card receives applications from customers of even the low or bad credit scores.
- Visit the official website of the Reflex Mastercard Credit Card.
- Scroll down and watch out for the section Start Application.
- Fill your necessary details solicited like First Name, Last Name, Home Address (Excluding the P.O. Box), City, State, Zip Code, Email Address, Phone Number, Time at Residence, Age of Maturity Declaration, etc.
- You can also check the box of consent and understanding to receive emails and newsletter from Reflex Mastercard for latest offers, discounts, changes in the usual credit card agreement if any.
- After you are done with fulfilling the details that are asked, you can proceed with your application by clicking Continue Your Application.
- Put in the confirmation code which you will receive within a few minutes on your phone number that you entered while submitting the form.
- Now your Social Security Number and other financial details will be asked after which you can click the Continue button on your screen.
- Finish the remaining procedure as it will be asked and do not forget to read the credit card terms and conditions too while reviewing the information.
- Finally, Submit the application and wait for approval which will be emailed to your registered email ID.
Activating Your Reflex Mastercard Credit Card
Once you have applied for the Reflex Mastercard, it is probable to be delivered to your registered address in the USA within 3 business days.
Activate your credit card by calling the toll-free number that will be mentioned on the sticker attached with the credit card.
The call should be made with the registered phone number within the 30 days of receiving the credit card, otherwise, your credit card will be lapsed or closed and you might have to apply for it again.
Registering For An Online Reflex Mastercard Account Online
- Click the webpage of Continental Finance.
- It has both options to either Sign-In if you already have an account, or Register Now if you are a new Reflex Credit Card holder.
- While registering, it will ask for your Credit Card Number and Security Phrase alluded from the shaded box given below on the page.
- Click Submit after you have filled the details, or when you have put in your user name and password for already an existing account.
- Other options like Forgot Username and Forgot Password are given under the log-in section to help you in case you cannot remember your log-in details when required.
Checking Reflex Credit Card Information Online
After you have successfully made an account online, the user interface is rather user-friendly as well as free to operate. There are no extra charges levied to view your financial statements online.
You can take advantage of online services by:
- Timely checking your transactions and their statements.
- Viewing your current balance.
- Cross-checking your transaction or payment history.
- Paying off your credit card bills.
- Managing scheduled payments.
- Soliciting the statements to your registered email ID which will be received within 72 hours.
Overall, there are a handful of reviews on this card online. While researching and reading them, it has been deduced that there are certain drawbacks as well as benefits attached to owning a Reflex Credit Card.
To be brief, there are too many fees levied on you if you have a low or bad credit history. It will become a bit difficult for you to maintain your credibility with $125 annual charges in the first year and $216 annual charges from the second year onward. Moreover, there is no interest paid on the refundable security deposit.
Nevertheless, it’s a smart choice to own this card if you have frequent foreign transactions and wish to give it a try first before using it regularly as there is no maintenance fee for this card in the first year. And eventually, Reflex Mastercard Credit Card helps improve our credibility because it forwards the financial analysis of the holders to 3 major financial bureaus.
Customer Service Information
- Credit Protection, PO Box 8099, Newark, DE 19714-8099
- Continental Finance P.O. Box 3220 Buffalo, NY 14240-3220
- Reflex Card, P.O. Box 3220, Buffalo, NY 14240-3220
Automated Account Information and Customer Service: 1-866-449-4514
Online Payment Enquiry: 1-800-518-6142
Lost/Stolen Card Request: 1-800-556-5678
YOU MAY ALSO READ :
In this article, I have covered everything related to the reflex credit card. Hope you’ll be able to get all of your solutions during this article relating to reflex credit card, just in case if you discover any issue then don’t hesitate to contact us.